Commercial Properties in Los Angeles, CA

Quality commercial properties in Los Angeles — particularly off-market deals, estate sales, and distressed assets — often require buyers who can commit quickly and close with certainty. We issue term sheets within 24 hours and close most commercial acquisitions in 10–21 days. This speed creates real competitive advantage versus conventional-lender-dependent buyers who need 60–90 days. For sellers with timing motivation, offering a 14-day close at the right price frequently beats a higher offer contingent on 75-day bank financing.

Commercial refinancing unlocks equity from existing properties to fund new acquisitions, distribute capital to partners, or improve property cash flow through debt restructuring. Our refinance programs serve Los Angeles property owners facing various situations: maturing loans from other hard money lenders that need payoff, properties that have increased in value and merit cash-out refinancing, and investors seeking to transition from recourse to non-recourse financing structures. We offer both rate-and-term refinances that improve borrowing costs and cash-out refinances that provide capital for portfolio growth. Unlike traditional commercial refinancing that may require 60-90 days and extensive property management documentation, our streamlined process can close within 2-3 weeks. This speed is particularly valuable when refinancing maturing loans or capturing time-sensitive investment opportunities requiring quick capital deployment.

We finance commercial properties with significant vacancy or lease-up requirements that conventional permanent lenders won't touch. A Hollywood creative office building at 50% occupancy with a clear repositioning plan. A Koreatown retail strip with three vacant suites and a deferred maintenance backlog. An industrial flex building near LAX that needs dock upgrades and a fresh lease campaign. We underwrite these based on stabilized value, structure interest reserves to carry the property through the lease-up period, and bridge to permanent financing when the property stabilizes.

A significant portion of LA commercial transactions involve international buyers — Chinese, Korean, Iranian, and Russian investors structuring through California LLCs, Delaware holding companies, or offshore entities. We close loans for these borrowers without requiring the extensive personal financial documentation and foreign income verification that conventional lenders demand. We evaluate the property, the equity, and the exit plan. We work with attorneys experienced in cross-border real estate transactions and can coordinate with international capital structures efficiently.

we finance all major commercial property types throughout Los Angeles County including office buildings (Class A, B, and C), retail centers (neighborhood, community, and power centers), single-tenant net lease properties, industrial buildings (warehouses, distribution, manufacturing), flex properties, and mixed-use developments with commercial components. We provide financing on properties ranging from $500,000 to $20+ million in value, accommodating both small investor deals and larger institutional-grade transactions. Our programs cover stabilized properties, value-add opportunities with renovation components, and transitional properties requiring lease-up.

Yes — and we've done it many times. We close 1031 bridge loans in as little as 7–10 days for organized borrowers. We coordinate directly with qualified intermediaries on exchange mechanics and fund release timing. The bridge loan closes the replacement property acquisition; when exchange funds release from the QI, they pay off the bridge.

Yes. International buyers structuring through LLCs or offshore entities are a significant part of our commercial borrower base. We don't require extensive personal financial statements or foreign income verification. We focus on the property, the equity position, and the exit strategy.

Standard programs go up to $10 million. Larger transactions can be accommodated through participation arrangements on a case-by-case basis. We lend up to 70% LTV on stabilized commercial assets, up to 75% of total project cost for value-add plays with clear stabilized value support.

Most commercial acquisitions close in 10–21 days from application. For 1031 exchange situations or when documentation is organized, sometimes 7–10 days. Main variables are appraisal scheduling and title clearance. We work with LA commercial appraisers who understand our timing requirements.