
Borrower Solutions
Commercial Real Estate Investors in Los Angeles, CA
Flexible financing for office buildings, retail centers, industrial properties, and mixed-use developments throughout Los Angeles
Financing for Commercial Real Estate Investors
The Los Angeles commercial real estate market spans diverse property types and submarkets, each with unique characteristics and opportunities. Office buildings in Century City command premium rents from entertainment and law firms. Industrial properties near the ports of Long Beach and Los Angeles benefit from unprecedented logistics demand. Retail centers in high-traffic corridors serve one of the nation's most populous metropolitan areas. Mixed-use developments combine residential and commercial components to maximize land value in dense urban neighborhoods.
Benefits for Commercial Real Estate Investors
We understand the unique financing needs of commercial real estate investors in the Los Angeles market. Our programs offer specialized solutions designed for your success.
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Ready to explore financing options for Commercial Real Estate Investors? Our team is here to help.
How We Help Commercial Real Estate Investors
Value-add commercial projects benefit enormously from hard money financing. Los Angeles has numerous commercial properties with below-market rents, deferred maintenance, or underutilized space. Renovation financing covers acquisition and improvement costs, allowing investors to modernize properties and achieve market rents. Common value-add strategies include tenant improvements to attract quality occupants, facade renovations to enhance curb appeal, and reconfiguration of space to meet current market demands.
Bridge financing serves commercial investors who need short-term capital for various purposes. An investor might use a bridge loan to acquire a property before securing permanent financing, to reposition a building between tenants, or to complete a 1031 exchange within the required timeframe. Our bridge loans provide the flexibility to address timing mismatches in complex transactions without the restrictive covenants of traditional commercial lenders.
Refinancing existing commercial debt can unlock equity for portfolio growth or improve cash flow through better terms. Many Los Angeles commercial property owners have loans maturing or properties that have appreciated significantly. Hard money refinancing provides an alternative when traditional lenders are constrained by interest rate changes, regulatory requirements, or lengthy approval processes.
Program Benefits
Up to $10M loan amounts
Take advantage of our specialized up to $10m loan amounts designed specifically for commercial real estate investors.
Quick closings for time-sensitive deals
Take advantage of our specialized quick closings for time-sensitive deals designed specifically for commercial real estate investors.
Non-recourse options
Take advantage of our specialized non-recourse options designed specifically for commercial real estate investors.
Experienced investor preferred rates
Take advantage of our specialized experienced investor preferred rates designed specifically for commercial real estate investors.
Frequently Asked Questions
What types of commercial properties do you finance?
We provide hard money loans for all major commercial property types including office buildings (Class A through C), retail centers (strip malls, neighborhood centers, single-tenant net lease), industrial properties (warehouses, distribution centers, manufacturing, flex/R&D), and mixed-use developments. We finance properties throughout Los Angeles County from small neighborhood assets to larger institutional-grade buildings. Both stabilized properties with strong occupancy and value-add opportunities with repositioning potential are eligible for financing.
How quickly can you close a commercial hard money loan?
Our typical closing timeframe for commercial loans is 10-20 days from application, depending on property complexity and third-party report timing. For straightforward acquisitions with clean title and completed due diligence, we can close in as few as 7-10 days. This speed advantage allows investors to compete with all-cash buyers and meet tight transaction deadlines common in Los Angeles commercial real estate. We recommend starting the pre-approval process before identifying a specific property to further accelerate closing once a deal is secured.
What is the maximum loan amount for commercial properties?
We offer commercial hard money loans ranging from $500,000 to $10 million for properties in Los Angeles. Larger transactions can be accommodated on a case-by-case basis through syndication or partnership arrangements. Loan sizing is based on property value, cash flow, and the investor's overall financial capacity. We can lend up to 70% loan-to-value (LTV) for stabilized commercial assets and up to 80% of total project cost for value-add opportunities with strong after-completion values.
Do you require personal guarantees for commercial loans?
Most of our commercial loans require recourse to the borrowing entity's principals, though we can offer non-recourse options for larger, stabilized assets with strong sponsorship. Non-recourse loans typically require lower leverage (60% LTV or less) and carry slightly higher interest rates to account for the additional risk. For experienced commercial investors with established track records, we can structure loans with limited recourse or springing guarantees that activate only under specific default scenarios.
How do you handle commercial properties with tenant vacancies or lease roll-over?
We underwrite commercial properties based on their income potential rather than just current performance. For properties with vacancies, we analyze market rents, leasing timelines, and tenant improvement requirements to project stabilized cash flow. Near-term lease expirations are evaluated based on renewal probability and market rental rates for comparable space. We can structure interest reserves or initial interest-only periods to accommodate leasing transitions. Our flexible approach allows financing for transitional commercial assets that traditional lenders often reject.
Explore Other Borrower Types
Multi-Family Properties
Hard money lending solutions for duplexes, triplexes, apartment buildings, and multi-family investments.
Residential Flippers
Specialized financing for house flippers looking to purchase, renovate, and sell residential properties.
Construction Contractors
Hard money loans for licensed contractors building spec homes or developing properties.
Ready to Get Started?
Contact us today to discuss your financing needs as a Commercial Real Estate Investors.
Call (213) 667-4815